Protecting What Matters Most
Redefine Insurance with Safe Hill
Home
Protect your home from storms, fire, and accidents - so life inside keeps moving.
Auto
Accidents happen in a second. We make sure you’re covered for repairs, medical bills, and more - so every drive feels safer.
Renters
Renters coverage protects your belongings from fire, theft, and unexpected damage.
Condo
Condo insurance protects your interiors and belongings alongside your association’s coverage.
Flood
Florida’s biggest risk is flooding. Flood coverage protects your home and belongings when rising waters strike.
Umbrella
One big lawsuit could threaten everything you’ve built. Umbrella insurance adds an extra layer of protection beyond your other policies.
Boat
Boating should bring peace, not stress. We protect your vessel, passengers, and gear against storms, theft, and accidents — on and off the water.
Motorcycle
Ride with confidence knowing repairs, medical bills, and liability are covered.
RV
Your RV is both a vehicle and a home — we protect both.
Business
Insurance
Protecting Florida business, big and small
General
Liability
Protect your business from lawsuits, injuries, or property damage.
Commercial
Property
Covers your building, equipment, and inventory against fire, storms, and theft.
Workers Comp
Covers employees’ medical bills and wages if they’re injured on the job.
Commercial Auto
Protects company vehicles and drivers in case of accidents or damage.
Zack Smith
Founder of Safe Hill Independent Insurance Agency
Zack is a husband and father who understands firsthand the importance of responsibility when it comes to protecting what matters most. He’s proud to call Florida home and is committed to serving families and businesses across the state with the same care, clarity, and responsibility he gives his own.
Safe Hill stands for the essence of true responsibility. We bear a cross of duty to our society and carry it up the hill — bringing as many people along the way as possible. This is not just about insurance policies. It’s about helping people grow stronger, safer, and more prepared for the future.
Why Safe Hill
At Safe HIll, we believe responsibility isn’t just a word — it’s a duty. As an independent agency, we shop multiple carriers to find the right policy at the right price, tailored to you.
Why Independence Matters
Captive agents are typically very limited, tied to one company’s policies. That means fewer choices and less flexibility. At Safe Hill, independence means we can compare multiplecarriers to find the best coverage, price, and fit for you.
Protect What Matters Most Today
Your family, your business Your future — don’t leave them exposed. Safe Hil is ready to carry the responsibility with you.
Ready to protect what matters most—whether it's your Florida home, auto, or business?
Fill out the form to connect with our team at Safe Hill Insurance.
We'll respond promptly to discuss tailored solutions for your personal or business needs.
Or Call Us Today: 239-692-3504 Or Click Here to Text Us.
