FLORIDA’S TRUSTED INDEPENDENT AGENCY
Condo Insurance (HO-6) in Florida
Protecting Your Unit, Your Belongings, and Your Peace of Mind
Why Condo Insurance Works Differently
Association master policies usually stop at the building shell and common areas - interior finishes and your belongings are on you.
Walls-in coverage (floors, cabinets, fixtures) is your responsibility.
Hurricanes and water leaks are major exposure points in multi-unit buildings.
HOAs can assess unit owners after large losses - be ready.
What Condo (HO-6) Covers
We align your HO-6 to the master policy so gaps are closed.
Interior Structure - walls, floors, ceilings, built-ins, improvements.
Personal Property - furniture, clothing, electronics, valuables.
Loss of Use - additional living costs if displaced.
Liability Loss Assessment - helps with HOA-charged assessments after covered losses.
FAQ
Common Questions Florida Condo Owners Have About Condo Insurance:
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No. Master policies rarely include your unit's interior or contents.
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Wind is typically within HO-6; flood is separate and often recommended.
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We will review your finishes and HOA docs to set proper limits
Why Choose Safe Hill
Independent - We offer multiple HO-6 options tailored to your building and HOA.
Florida Condo Experience - We understand Florida’s high-rises, townhomes, and villas across the state.
Clarity - high-rises, townhomes, villas across the state.
Ready to Protect What Matters Most?
From custom upgrades to your personal property and liability, ensure every inch of your space is secure. Get a fast, free Condo Insurance quote today for the peace of mind you deserve.
Request Your Quote Now!
Ready to protect what matters most—whether it's your Florida home, auto, or business?
Fill out the form to connect with our team at Safe Hill Insurance.
We'll respond promptly to discuss tailored solutions for your personal or business needs.
Or Call Us Today: 239-692-3504 Or Click Here to Text Us.
