FLORIDA’S TRUSTED INDEPENDENT AGENCY   

Commercial Auto Insurance in Florida

Coverage for the Vehicles that Drive Your Business

Why Commercial Auto Matters

Personal auto policies exclude most business use - a gap that can be devastating after a crash.

  • High accident frequency and uninsured drivers increase exposure.

  • Storm and flood risks can damage fleets during hurricane season.

  • Contracts often require proof of commercial auto before work begins.

What Commercial Auto Covers

  • Liability - injuries or property damage caused by your drivers.

  • Physical Damage - collision and comprehensive for owned vehicles.

  • Uninsured or Underinsured Motorist - protects against under-insured drivers.

  • Medical Payments - injuries to drivers and passengers.

  • Hired and Non-Owned Auto - employees' vehicles and rentals used for work.

safe hill insurance logo

FAQ

Common Questions Florida Business Owners have about Commercial Auto Insurance:

  • No - business use is typically excluded.

  • Add HNOA to protect the business if there is a claim.

  • We align with your contracts; many Florida firms carry $1M plus.

Why Choose Safe Hill

  • Independent - Competitive options for single vehicles up to fleets.

  • Florida-wide - Contractors, delivery, sales, and dealer exposures.

  • Practical guidance - Coverage that matches how you really operate.

Logo for Safe Hill, an independent insurance agency, featuring a shield with a hill outline inside, and the text "SAFE HILL" below it, with smaller text "INDEPENDENT INSURANCE AGENCY".

Ready to Protect What Matters Most?

Protect your Florida business today—get a free, no-obligation quote from Safe Hill Insurance and build a tailored plan that shields your growth from storms, claims, and more.

Request Your Quote Now!

Ready to protect what matters most—whether it's your Florida home, auto, or business?

Fill out the form to connect with our team at Safe Hill Insurance.

We'll respond promptly to discuss tailored solutions for your personal or business needs.

Or Call Us Today: 239-692-3504 Or Click Here to Text Us.

Logo of Safe Hill, an independent insurance agency, featuring a shield with mountain peaks and lightning bolts.