FLORIDA’S TRUSTED INDEPENDENT AGENCY   

Motorhome & RV Insurance in Florida

Protect Your Home on the Road

Why RV Insurance Matters

An RV is both a vehicle and a residence—risks go beyond standard auto.

  • Florida travel means exposure to hurricanes, flooding, theft, and storm debris.

  • Campground liability, contents, and trip interruptions can create expensive gaps if you’re not covered properly.

What RV Insurance Covers

  • Liability Coverage - Injuries or property damage you cause while driving or parked.

  • Collision - Repairs to your RV after an accident.

  • Comprehensive - Theft, vandalism, fire, falling objects, weather.

  • Personal Effects (Contents) - Clothing, electronics, tools, and gear inside the RV.

  • Vacation Liability - Injuries to others at your campsite or when the unit is parked for recreation.

  • Roadside & Towing - Specialized towing for larger rigs and emergency assistance.- Full-Timer’s Package (optional) → Extra liability and living-expense coverages if your RV is your primary home.

  • Attached Accessories - Awnings, satellite dishes, solar panels, customizations.

  • - Emergency Expense/Trip Interruption - Lodging, travel, and meals if a covered loss strands you.

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FAQ

Common Questions Florida RV Owners Have About Motorhome & RV Insurance:

  • Not fully. Standard auto doesn’t cover contents, vacation liability, or full-timer exposures.

  • Yes—comprehensive risks (theft, fire, weather) still apply when not in use.

  • You likely need a full-timer’s package for higher liability limits and added living-expense protections.

Why Choose Safe Hill

  • Independent Advantage- We shop multiple RV carriers (towables and motorized) for the best fit.

  • Florida Expertise - We plan for storm seasons, storage strategies, and coastal travel risks.

  • Responsibility First - We treat your RV like a home and a vehicle—because it’s both.

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Ready to protect what matters most?

Ready to Roll, Safely

Sleep better at the campsite and on the highway—get coverage designed for real RV life.

Fill out the form to connect with our team at Safe Hill Insurance.

We'll respond promptly to discuss tailored solutions for your personal or business needs.

Or Call Us Today: 239-692-3504 Or Click Here to Text Us.

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