General Liability Insurance in Florida

Essential Protection for Florida Businesses

   FLORIDA’S TRUSTED INDEPENDENT AGENCY   

Why General Liability Matters

General Liability is the first line of defense against third-party injury and property damage claims and often the first proof of insurance a partner will ask for.

  • Covers legal defense, settlements, and judgments for covered claims.

  • Landlords, GCs, and clients commonly require certificates of insurance (COIs).

  • One claim can cost tens of thousands - or more - even if you prevail

What General Liability Covers

  • Bodily Injury - customer or visitor injuries tied to your operations.

  • Property Damage - damage you cause to others’ property.

  • Personal and Advertising Infury - defamation, copyright (per policy).

  • Defense Costs - attorney fees and related legal expenses.

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FAQ

Common Questions Florida Business Owners Have About General Liability Insurance:

  • Not by statute, but it is widely required by contracts and commercial leases.

  • Many start at $1M per occurrence; higher limits or umbrella may be prudent by trade

  • Employee injuries (workers comp) and your own property (commercial property).

Why Choose Safe Hill

  • Independent - We place General Liability with carriers that fit your trade and contracts.

  • Florida knowledge - Certificate wording, additional insured, primary and non-contributory.

  • Speed - Same-day COIs so you never miss a job.

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Ready to Protect What Matters Most?

Protect your Florida business today—get a free, no-obligation quote from Safe Hill Insurance and build a tailored plan that shields your growth from storms, claims, and more.

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Ready to protect what matters most—whether it's your Florida home, auto, or business?

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We'll respond promptly to discuss tailored solutions for your personal or business needs.

Or Call Us Today: 239-692-3504 Or Click Here to Text Us.

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